| NAME OF NEW SCHEME | SPB PREMIUM SAVING BANK ACCOUNT SCHEME |
| TYPE OF DEPOSIT | SAVINGS BANK ACCOUNT |
| MIN REQUIREMENT | AVERAGE QRTLY BAL Rs.50,000 |
| MINIMUM BAL IN A/C | Rs.2500/- |
| KYC COMPLIANCE | IN FULL |
| NOMINATION FACILITY (INDIVIDUALS ONLY) | |
| FREE PERSONALISED 3 CHEQUE BOOKS PER YEAR | |
| UNLIMITED WITHDRAWAL PER QUARTER | |
| FREE STANDING INSTRUCTION FACILITY | |
| FREE ATM CARD WITH ADD ON CARD IN FIRST YEAR | |
| FREE CASH DEPOSIT AT ANY BRANCH OF BANK | |
| BASIC FEATURES/FACILITIES | WAIVER OF BAL CERT/FOLIO CHARGES |
| WAIVER OF DD/PO ISSUE CHARGES | |
| WAIVER OF REMITANCES/NEFT/RTGS CHARGES | |
| PENALTY OF Rs.500/- FOR DEFAULT IN AVERAGE QUATERLY | |
| BALANCE | |
| PENALTY OF Rs 500/- FOR CLOSURE OF A/C WITHIN ONE YEAR |