Current bank account is opened by businessmen who have a higher number of regular transactions with the bank. It includes deposits, withdrawals and contra transactions. It is also known as Demand Deposit Account.
In Current account, amount can be deposited and withdrawn at any time without giving any notice. It is also suitable for making payments to creditors by using cheques. Cheques received from customers can be deposited in this account for collection
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NAME OF NEW SCHEME |
GENERAL CURRENT ACCOUNT |
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TYPE OF DEPOSIT |
CURRENT ACCOUNT |
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MIN REQUIREMENT |
Rs. 5000/- |
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KYC COMPLIANCE |
IN FULL |
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BASIC FEATURES/FACILITIES |
NOMINATION FACILITY (INDIVIDUALS ONLY) |
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FREE ATM CARD (PROP/INDIVIDUAL) FOR FIRST YEAR |
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NAME OF NEW SCHEME |
SPB PREMIUM CURRENT ACCOUNT SCHEME |
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TYPE OF DEPOSIT |
CURRENT ACCOUNT |
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MIN REQUIREMENT |
Rs. 1,00,000/- |
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KYC COMPLIANCE |
IN FULL |
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BASIC FEATURES/FACILITIES |
NOMINATION FACILITY (INDIVIDUALS ONLY) |
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FREE PERSONALISED 3 CHEQUE BOOKS OF 45 LEAVES EACH |
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FREE ATM CARD (PROP/INDIVIDUAL) FOR FIRST YEAR |
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WAIVER OF DD/PO ISSUE CHARGES |
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WAIVER OF REMITANCES/NEFT/RTGS CHARGES |
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