Deposit Interest Rate

Rate of Interest on Deposits

(W.E.F – 01.03.2026)

 Interest Rates on Savings deposit – (w.e.f 01-11-2025)

Savings Deposits Interest rate: Slab Wise as below.

 

Sr	Slabs	New rate
1	Up to 10 lakh	3.25%
2	Above 10.00 lakh & up to 20.00 lakh	3.50%
3	Above 20.00 lakh & up to 1.0 Cr	4.00%
4	Above 1.00 Cr & up to 1.50 Cr	6.00%
5	Above 1.50 Cr	7.00%
1.Staff is entitled to additional 1% & Ex-staff is entitled to additional 0.50% on the rates mentioned above.
2.Interest will be Calculated on incremental balances in each interest rate slab at applicable rates w.e.f 01-11-2025.
3.Interest will be calculated daily basis on the closing balance in account and will be credited quarterly.

1. No Additional Rate will be Applicable for 444 Days Scheme.
2. Staff / Ex- Staff are entitled for Term deposits regular scheme only.
3. Senior Citizens of 60 years and above are entitled to 50 % more for the term deposit of above 1 year on fresh / renewal of deposits.
4. Bulk Deposits (single depositor of ₹ 1.00crore and above) rate of interest 25% more from above rates for term deposit of above 1 year. [Except for 444 Days Scheme]
5. Premature Withdrawal is not allowed on Non-Callable FD.
6. Non-Callable FD is not Considering for FD/OD, LC/BG cases.
7. Co-operative Banks Term deposit is accepted for Non-Callable FD of 1 Crore & above.

Co-operative Banks Term deposit not to be accepted for Bulk Deposit of 1Crore & above and 444 Days Scheme.( Co-operative Banks single Term deposit will be accepted up to 99,99,999/- for regular scheme only)